For regular non-magical treasure or goods, we may want to use this Appraisal minigame. In this game, the treasure in question is given a basic value of it being worth copper, silver, gold, or platinum.

A series of five community cards are drawn and laid face up. Those that make the INT check are each dealt a card of their own. Those with Appraisal are dealt an additional two cards of their own. Any other modifiers also give an appraiser the ability to gain a hand of one or two cards depending on the GM's whim.

Based on the cards in their hand and the community cards, each appraiser can cash the treasure in for an amount of cash using the formula below.

• High Card = base * high card (ace being 10, jack 12, queen 15, king 20, joker 25)
• One Pair = base * pair card * 2;
• Two pair = base * higher pair card * 5;
• Three of a kind = base * three of a kind card * 10;
• Straight = base * high card in straight * 25;
• Flush = base * high card in flush * 30;
• Full House = base * highest card * 50;
• Four of a Kind = base * four of a kind card * 100;
• Straight Flush = base * highest card * 500 ;
• Royal Flush = base * highest card * 1000;

A joker is wild for the purposes of determining the hand, but retains its multiplier of 25.

For example, the heroes encounter a strange bejeweled snuff box, perhaps once belonging to an Atlantean noble in poor shape. Its base value is in silver. The community cards are dealt, but the highest hand is only a queen. Anyone who doesn't have a hand can only get 15 silver pieces for this item. However, another player holds their own queen, making their hand a pair for 15*2=30 silver pieces. Another player drew three cards of the same color, allowing them to make a flush of the same suit for five cards, the highest of which is that queen. They have the contacts and knowledge allowing them to cash that very same treasure in for 15*30 = 450 silver pieces.

Hopefully, this game should add a new wrinkle to cashing out at the end of the adventure. If it proves tiresome or idiotic, there is no reason why we need to keep using it.