Teamsters are the ones found driving wagons in town and in caravans between towns.

STABLE BOY (1/2 HD Laborer)

• AC: 10 HD 1/2 HP 2
• Resistance: 12
• Mods: W-2/N+2/S+2
• Speed: 30'; Load 12
• Morale: -2
• Stealth +2 Perception -2
• Attack, Melee: -2; Damage: 1d6 bludgeoning (shovel)
• Attack, Ranged: -2, Damage: 1d6 bludgeoning (sling)
• S+2, D+2, C+2, I-2,W+2,Ch-2

MULE SKINNER (1 HD Laborer)

• AC: 10 HD 1 HP 5
• Resistance: 12
• Mods: W-2/N+2/S +3
• Speed: 30'; Load: 13
• Morale: -2
• Stealth +2 Perception -2
• Attack, Melee: -2; Damage: 1d6 slashing (saex)
• Attack, Ranged: -2, Damage: 1d6 bludgeoning (sling)
• Skill: Occupation (teamster) +2
• S+3, D+2, C+3, I-2,W+2,Ch-2

WAGON MASTER (2 HD Laborer)

• AC: 10 HD 2 HP 9
• Resistance: 12
• Mods: W-1/N+3/S +4
• Speed: 30'; Load: 14
• Morale: -1
• Stealth +3 Perception -1
• Attack, Melee: -1; Damage: 1d6 slashing (saex)
• Ranged Attack: -1, Damage: 1d6 bludgeoning (sling)
• Skill: Occupation (teamster) +3
• S+4, D+3, C+4, I-1,W+3,Ch-1

Merchants are members of trading houses who buy, transport and sell goods in bulk. These also include bankers, pawnbrokers, money changers and financial agents of all kind

CLERK:(1HD Expert)

• AC: 11 HD 1 HP 5
• Resistance: 8;
• Mods: W -2/N+2/S+3
• Speed: 30'; Load 8
• Morale: -2
• Stealth +3, Perception +2
• Attack, Melee: +2; Damage: club 1d6
• Expertise: Appraisal +3, Occupation (merchant)+2
• S -2, D+3, C -2, I+3,W+2,Ch+2

SALESMAN OR BUYER (2 HD Expert)

• AC: 12 HD 2 HP 9
• Resistance: 9;
• Mods: W -1/N+3/S+4
• Speed: 30'; Load 9
• Morale: -1
• Stealth +4, Perception +3
• Attack, Melee: +3; Damage: 1d6 piercing (dagger)
• Expertise: Appraisal +4, Insight +4, Occupation (merchant) +4
• S -1, D+4, C -1, I+4,W+3,Ch +3

DEALER (3HD Expert)

• AC: 12 HD 3 HP 13
• Resistance: 9;
• Mods: W -1/N+3/S+5
• Speed: 30'; Load 9
• Morale: -1
• Stealth +5, Perception +3
• Attack, Melee: +3; Damage: 1d6 piercing (dagger)
• Expertise: Appraisal +5 Deception +5, Insight +5, Occupation (merchant)+5
• S -1, D+5, C -1, I+5,W+3,Ch +3

HOUSE CAPTAIN(4 HD Expert)

• AC: 14 (gambeson) HD 4 HP 17
• Resistance: 10;
• Mods: W 0/N+4/S+6
• Speed: 30'; Load 10
• Morale: 0
• Stealth +6, Perception +4
• Attack, Melee: +4; Damage: 1d10 slashing (arming sword)
• Expertise: , Appraisal +6,, Deception +6, Occupation (merchant)+6, Insight +6
• S +0, D+6, C 0, I+6,W+4,Ch +4

MASTER MERCHANT(5 HD Expert)

• AC: 14 (gambeson) HD 5 HP 21
• Resistance: 10;
• Mods: W 0/N+4/S+7
• Speed: 30'; Load 10
• Morale: 0
• Stealth +7, Perception +4
• Attack, Melee: +4; Damage: 1d10 slashing (arming sword)
• Expertise: , Appraisal +7, Deception +7, Occupation (merchant)+7, Insight +7
• S +0, D+6, C 0, I+6,W+4,Ch +4

These are the blacksmiths, goldsmiths, barrel-makers, tailors, shoe-makers, furniture makers etc. who are full-time creators of physical goods.

APPRENTICE:(1HD Expert)

• AC: 11 HD 1 HP 5
• Resistance: 8;
• Mods: W -2/N+2/S+3
• Speed: 30'; Load 12
• Morale: -2
• Stealth +3, Perception +2
• Attack, Melee: +2; Damage: 1d6 slashing (saex)
• Expertise: Craft Skill +3, Appraisal +3, Another Skill +3
• S +2, D+3, C -2, I+3,W+2,Ch-2

JOURNEYMAN (2 HD Expert)

• AC: 12 HD 2 HP 9
• Resistance: 9;
• Mods: W -1/N+3/S+4
• Speed: 30'; Load 13
• Morale: -1
• Stealth +4, Perception +3
• Attack, Melee: +3; Damage: 1d6 slashing (saex)
• Expertise: Craft Skill +4, Appraisal +4, Another Skill +4
• S +3, D+4, C -1, I+4,W+3,Ch-1

MASTER CRAFTSMAN:(3HD Expert)

• AC: 12 HD 3 HP 13
• Resistance: 9;
• Mods: W -1/N+3/S+5
• Speed: 30'; Load 13
• Morale: -1
• Stealth +5, Perception +3
• Attack, Melee: +3; Damage: 1d6 piercing (dagger)
• Expertise: Craft Skill +5, Appraisal +5, Another Skill +5
• S +3, D+5, C -1, I+5,W+3,Ch-1

Tavern keepers, food sellers, iron mongers, anyone who buys wholesale and sells directly to the public.

MAID, CLEANING BOY (1/2 HD Laborer)

• AC: 10 HD 1/2 HP 2
• Resistance: 12
• Mods: W-2/N+2/S+2
• Speed: 30'; Load 12
• Morale: -2
• Stealth +2 Perception -2
• Attack, Melee: -2; Damage: 1d6 bludgeoning (broom)
• Skill: Occupation (domestic work) +2
• S+2, D+2, C+2, I-2,W+2,Ch-2

STORE CLERK/BARMAN/BARMAID (1 HD Laborer)

• AC: 10 HD 1 HP 5
• Resistance: 12
• Mods: W-2/N+2/S +3
• Speed: 30'; Load: 13
• Morale: -2
• Stealth +2 Perception -2
• Attack: -2; Damage: 1d6 bludgeoning (club)
• Skill: Occupation (customer service) +2
• S+3, D+2, C+3, I-2,W+2,Ch-2

STORE MANAGER (2 HD Laborer)

• AC: 10 HD 2 HP 9
• Resistance: 12
• Mods: W-1/N+3/S +4
• Speed: 30'; Load: 14
• Morale: -1
• Stealth +3 Perception -1
• Attack, Melee: -1; Damage: 1d6 slashing (saex)
• Skill: Occupation (customer service) +3
• S+4, D+3, C+4, I-1,W+3,Ch-1

HUSTLER:(3HD Special)

• AC: 10 HD 3 HP 13
• Resistance: 9;
• Mods: W -1/N+3/S+5
• Speed: 30'; Load 13
• Morale: -1
• Stealth +5, Perception +3
• Attack, Melee: +3; Damage: 1d6 piercing (dagger)
• Expertise: Appraisal+5, Deception +5, Insight +5, Occupation (salesman) +5
• S +3, D-1, C -1, I+5,W+3,Ch +5